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12 · VCC 2014 Annual Report
Condensed Consolidated
Balance Sheets
December 31
2014
2013
ASSETS
Cash & cash equivalents
$ 5,895,313
$ 6,300,436
Investments
17,499,705 17,908,938
Loans, net of allowance for loan losses of
$1,020,083 in 2014 and $730,874 in 2013 93,738,786
75,129,808
Other assets
3,367,845
2,519,273
Total Assets
$120,501,649 $101,858,455
LIABILITIES AND NET ASSETS
Liabilities
Deposits
$ 66,592,211
$ 57,147,198
Borrowings
27,361,198 20,184,998
Other liabilities
1,904,848
1,000,570
Total Liabilities
95,858,257 78,332,766
Net Assets
24,643,392 23,525,689
Total Liabilities and Net Assets
$120,501,649 $101,858,455
2007
$10
2008
$15
2009
$22
2010
$43
2011
$70
2012
$63
2013
$75
2014
$94
2010
$39
2011
$44
2012
$41
2013
$57
2014
$67
Total Loans
In Millions
Total Deposits
In Millions
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