8. “You are in Control!” Credit unions are democratically controlled by their members. That means, as a member, you have a say in the direction of the credit union. Ever feel you’ve been held hostage by a big company that changes policies that hurt consumers? If so, you should bank at a credit union where you can have a voice in who sits on the board of directors and sets those policies. Obviously, most members don’t want to get involved in how the credit union is run, but isn’t it nice to know you have a strong voice if you see things moving in the wrong direction! Rest assured these board members aren’t sitting on the board because of a big payday or lavish perks. Most credit union board members are unpaid volunteers! They volunteer their time to ensure the credit union is doing all it can for you, the member. It’s All About You! 11