2. “Your Money is Safe.” When it comes to financial health, ensuring the safety of your money is the top priority. At a credit union, you can be assured your money is safe. No consumer has ever lost a penny in a credit union. Some people think that since they don’t see the FDIC symbol on the door, credit unions aren’t insured by the federal government like banks. Not true. At a credit union, your account is also backed by the federal government and is insured up to the exact same amount —$250,000 — as bank accounts are through the FDIC. The only difference is that credit union accounts are insured with the National Credit Union Administration’s (NCUA) National Credit Union Share Insurance Fund. You can learn about that fund here: www.mycreditunion.gov. It’s All About You! 3